Nicolasa, 42, is married and has a son. She lives with her husband and son in the city of Ventanas in Los Ríos province. The communal bank EL GUASMO is in Agua Fría de Mocache, Mocache canton. Its members farm and raise livestock.
Nicolasa is a farmer and plants corn. She is applying for a loan to buy pesticide, urea, and weed killer. With the loan she will be able to buy supplies in Mocache for planting. She dreams of buying a new refrigerator. In her free time, she takes care of her son and husband and does all the cooking.
Nicolasa tiene 42 años de estado civil Casada tiene un hijo, vive con el esposo y con el hijo en la ciudad de Ventanas Provincia de los Ríos.
LA V.R.C EL GUASMO, SE ENCUENTRA UBICADA EN EL RECINTO AGUA FRIA DE MOCACHE, PERTENE AL CANTON MOCAHCE SE DEDICAN A LABORES AGRICOLAS Y PECUARIOS.
Nicolasa se dedica a la agricultura a la siembra de maíz. Solicita el crédito para comprar insecticidas, urea, herbicidas. Con la ayuda del crédito podrá comprar lo necesario para los cultivos. Las compras las hará en el recinto Mocache.
El sueño es comprar una refrigeradora nueva. En el tiempo libre le gusta atender al hijo y al esposo sobre todo en la comida.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!