Santos Esteban is forty-four years old and is in a common-law marriage. He has two children. He lives with his parents in the city of Ventanas, in the los Ríos province.
The communal bank El Guasmo is located in an area known as "Cold Water of Mocache", which is part of the Mocache region. People here make a living in agriculture and in livestock.
Santos makes a living in farming and in crowing corn. He is asking for a loan to buy insecticide, urea, and herbicide. With the help of this loan, he will be able to buy what is necessary for his crops. He will buy these items in the Mocache area.
His dream is to buy land. In his free time he likes to hang out with his family.
Santos Esteban tiene 44 años de edad de estado civil Unión Libre tiene dos hijos, vive con los padres en la ciudad de Ventanas Provincia de los Ríos.
LA V.R.C EL GUASMO, SE ENCUENTRA UBICADA EN EL RECINTO AGUA FRIA DE MOCACHE, PERTENE AL CANTON MOCAHCE SE DEDICAN A LABORES AGRICOLAS Y PECUARIOS.
Santos se dedica a la agricultura a la siembra de maíz. Solicita el crédito para comprar insecticidas, urea, herbicidas. Con la ayuda del crédito podrá comprar lo necesario para los cultivos. Las compras las hará en el recinto Mocache.
El sueño es comprar terrenos. En el tiempo libre le gusta pasar con la familia.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!