Galo Ulfredo, age 45, is in a common-law marriage and has four children. He lives with his parents in the city of Ventanas in the Los Ríos province.
The Guasmo communal bank is located in the Agua Fría de Mocache precinct in the Mocache canton. They devote themselves to farming and livestock.
Hector grows corn. He is requesting the loan to buy insecticides, urea, and herbicides. With the help of the loan he will be able to buy what he needs for his crops. He will make his purchases in Mocache.
His dream is to be able to buy land in order to be an independent farmer. In his free time he lives to motivate his children and young people to play sports.
Galo Ufredo tiene 45 años de edad de estado civil Unión Libre tiene cuatro hijos, vive con los padres en la ciudad de Ventanas Provincia de los Ríos.
LA V.R.C EL GUASMO, SE ENCUENTRA UBICADA EN EL RECINTO AGUA FRIA DE MOCACHE, PERTENE AL CANTON MOCAHCE SE DEDICAN A LABORES AGRICOLAS Y PECUARIOS.
Galo se dedica a la agricultura a la siembra de maíz. Solicita el crédito para comprar insecticidas, urea, herbicidas. Con la ayuda del crédito podrá comprar lo necesario para los cultivos. Las compras las hará en el recinto Mocache.
El sueño es comprar terrenos para ser un agricultor independiente. En el tiempo libre le gusta incentivar a los hijos y a los jóvenes el deporte.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!