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Italo Francisco
Ítalo Francisco is forty years old. He is in a civil union marriage and has five children. He lives with his children and wife in the city of Ventanas, in the los Ríos province.

The communal bank El Guasmo is located in the area known as "Cold Water of Mocache", which is part of the Mocache region. People here make a living in agriculture and in livestock.

Francisco makes a living in farming and in growing corn. He is asking for a loan in order to buy insecticide, urea, and herbicide. With the help of the loan, he will be able to buy what is necessary for his crops. He will buy the items in the Mocache area.

His dream is to be able to buy his own land. In his free time, he likes to hang out and converse with his children and wife.
View original language description ↓
Ítalo Francisco tiene 40 años de edad de estado civil Casado tiene cinco hijos, vive con los hijos y la esposa en la ciudad de Ventanas Provincia de los Ríos.

LA V.R.C EL GUASMO, SE ENCUENTRA UBICADA EN EL RECINTO AGUA FRIA DE MOCACHE, PERTENE AL CANTON MOCAHCE SE DEDICAN A LABORES AGRICOLAS Y PECUARIOS.

Francisco se dedica a la agricultura a la siembra de maíz. Solicita el crédito para comprar insecticidas, urea, herbicidas. Con la ayuda del crédito podrá comprar lo necesario para los cultivos. Las compras las hará en el recinto Mocache.

El sueño e s poder comprar terrenos. En el tiempo libre le gusta pasar con los hijos y la esposa conversando.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 33
    View loans »
    Ecuador Loans Fundraising
  • $23,448,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Italo Francisco to buy insecticide, urea, and herbicide.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Oct 31, 2012
Listed
Nov 27, 2012
Currency Exchange Loss:
N/A
Ended:
Nov 23, 2013