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Luke, a 30-year-old married father of three children, two of whom are currently in school, lives in the town of Arua Hill in the Arua region of Uganda. For the past 15 years, Luke has been working hard to manage his small workshop business which makes beds, chairs and tables.

To help expand his business, Luke has requested a loan of 2,000,000 Ugandan Shillings from BRAC Uganda to buy more materials to make wooden beds. This will help him to generate greater profits and pay his children's school fees. He hopes to become a big and well-known local businessman in town in the future.

Luke is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Luke who do not have enough collateral for commercial loans, but have businesses that have grown too large for micro loans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 220
    View loans »
    Uganda Loans Fundraising
  • $32,028,325
    Funds lent in using Kiva
  • 2,475.2
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Luke to buy more materials to make wooden beds.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 16, 2012
Nov 27, 2012
Currency Exchange Loss:
Dec 17, 2013