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He's married and has two children who attend school. He lives with his family in a house he owns and doesn't support anyone else.
He's in retail and sells various products. With the current loan he intends to purchase construction supplies (cement, zinc sheets, iron, rocks, etc.) in order to continue enlarging his house.
In the future he wishes to build a store in his house and to purchase a vehicle to help transport his merchandise. For that reason he pledges to repay the loan as scheduled so he can request more loans from Hluvuku.
The challenge he faces is saving enough funds for these projetcs.
View original language description ↓
Casado e pai de 2 filhos que frequentam Escola, vive na casa própria com sua família e não sustenta mais ninguém.
É negociante vende produtos diversos e com o presente empréstimo pretende comprar material de construção (cimento, chapas de zinco, ferro, pedra e outros) para dar continuidade com a ampliação da sua casa.
No futuro deseja construir um estabelecimento comercial em sua casa e adquirir uma viatura para poder ajudar no transporte de seus produtos, para tal compromete-se pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é conseguir acumular fundos suficientes para estes projectos.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 45
    View loans »
    Mozambique Loans Fundraising
  • $2,858,775
    Funds lent in using Kiva
  • 30.0
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Moniz to purchase construction supplies (cement, zinc sheets, iron, rocks, etc.) in order to continue enlarging his house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 13, 2012
Dec 1, 2012
Currency Exchange Loss:
Dec 17, 2013