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He's married and has a son who attends school. He lives with his family in a house he owns and doesn't support anyone else.
He's a pensioner and owns a locksmith's workshop. With the current loan he intends to purchase construction supplies (zinc sheets, iron, cement, rocks, etc.) in order to continue enlarging his house.
In the future he wishes to acquire more supplies for his workshop and to improve his performance. For that reason he pledges to repay the loan as scheduled so he can request more loans from Hluvuku.
The challenge he faces is obtaining funds and keeping himself healthy so that he can work and repay the loan.
View original language description ↓
Casado e pai de 1 filho que frequenta Escola, vive na casa própria com sua família e não sustenta mais ninguém.
É pensionista e dono de uma serralharia e com o presente empréstimo pretende comprar material de construção (chapas de zinco, ferro, cimento, pedra e outros) para dar continuidade com a ampliação da sua casa.
No futuro deseja adquirir mais material para a sua serralharia e aumentar o seu desempenho, para tal compromete-se pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é conseguir fundos e garantir a sua saúde para poder trabalhar e reembolsar os fundos do empréstimo.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 44
    View loans »
    Mozambique Loans Fundraising
  • $2,854,625
    Funds lent in using Kiva
  • 30.0
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Juma to purchase construction supplies (zinc sheets, iron, cement, rocks, etc.) in order to continue enlarging his house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 13, 2012
Dec 1, 2012
Currency Exchange Loss:
Jun 17, 2014