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Rifat is an active lady of 50. She has been running a machine embroidery business for many years. She serves her community by offering unique designs, and she makes enough to lead a decent life. Her husband works as driver. In order to fulfill the needs of her six family members, she is contributing enough in the family income. She has gradually improved her business with the support of the Kashf Foundation, with which she has been associated for six years. Currently she applied for a loan of 40,000 PKR to purchase spools of thread and packs of sequins and pearls in different colors. It will help her to serve her customers on time and earn a good profit to fund her children's education.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 398
    View loans »
    Pakistan Loans Fundraising
  • $15,152,450
    Funds lent in using Kiva
  • 96.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Rifat to purchase spools of thread and packs of sequins and pearls in different colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 14, 2012
Dec 1, 2012
Currency Exchange Loss:
Nov 17, 2013