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Mrs. Hawa is 53 years old and is a married lady. She has been handling a general store at the corner of her house for five years. She decided to initiate her business when her husband lost his job due to his severe injury. Over the past years, she has managed her business and retained a good number of customers. She is a mother of seven children, one of them is school-going.

In order to support the needs of her children she requires her business to grow. For this she contacted Kasf Foundation five years ago. Currently she applied for a loan of PKR 30,000 to purchase more packets of grains, sugar and flour. She expects a boost in her net income and aspires to save money for her daughters’ wedding.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 362
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 96.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Hawa to purchase more packets of grains, sugar and flour.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 8, 2012
Dec 1, 2012
Currency Exchange Loss:
Dec 17, 2013