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Kenjebu is 53 years old and married. She has raised 5 children, the youngest of whom is a student, while the rest are adults and earn their own living. Kenjebu's husband actively helps her around the house. Kenjebu has vocational post-secondary education. She is a very calm and positive woman, who always believes in the bright future for her family, but never forgets the harsh realities of life.

As the main source of income for her family, Kenjebu raises livestock and cultivates crops. Additionally, for many years she has been preparing and selling traditional non-alcoholic beverages. Her business, launched with an initial investment of 15,000 som (KGS) after the break-up of the USSR, presently earns roughly 15,000 som (KGS) per month from sales of milk and dairy products. Currently, Kenjebu's farm includes 2 dairy cows, 1 mare, 15 sheep, 10 chickens, and one beautiful yurt.

In order to continue developing her business, Kenjebu has turned to Bai Tushum & Partners for a loan of 135,000 som (KGS) to purchase 3 dairy cows. The cows will produce additional milk, and so Kenjebu will be able to prepare a larger volume of traditional beverages.
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Кенжебу 53 года, замужем. Кенжебу воспитала 5 детей, младшая дочка является студенткой, остальные дети уже взрослые и работают сами. Муж активно помогает по хозяйству. Кенжебу имеет средне специальное образование, по характеру она очень спокойная и позитивная женщина. Она всегда верит в светлое будущее своей семьи, но никогда не забывает суровые реалии. В качестве основного источника дохода для семьи, Кенжебу занимается животноводством и полеводством. По мимо этого в течении многих лет Кенжебу изготавливает и продает национальные без алкогольные напитки. Начатое со стартовой суммы в 15,000 сом (KGS)после развала СССР, сегодня хозяйство приносит около 15,000 сом (KGS) в месяц от продажи молока и молочных продуктов. На данный момент в хозяйстве Кенжебу имеется 2 дойных коров, 1 кобыла, 15 овец 10 кур одна очень красивая юрта. В целях дальнейшего развития своего бизнеса, Кенжебу обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 135,000 сом (KGS) на покупку 3 молочных коров.Коровы будут приносить больше молока, тем самым она сможет увеличить объёмы производства национальных напитков.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 72
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,300,500
    Funds lent in using Kiva
  • 47.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,875 helped Kenjebu to purchase 3 dairy cows.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 31, 2012
Nov 27, 2012
Currency Exchange Loss:
Dec 17, 2014