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Ly was born in 1972. She has three children: a 15-year-old girl, a 10-year-old girl, and a 5-year-old boy. Her husband is an aluminum frame glass worker. His income is 7,000,000 VND a month. Ly sells clothes to earn a living. She gets 6,000,000 VND a month from it. Her family’s total earnings are about 12,000,000 VND per month.
She has participated in SEDA's credit program since 2010. In the last cycle she borrowed 6,758,000 VND and repaid the loan on time. In this loan cycle, she would like to borrow 8,066,000 VND to buy clothes for her clothes shop. Her dream is to open one more clothes shop.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 83
    View loans »
    Vietnam Loans Fundraising
  • $14,427,750
    Funds lent in using Kiva
  • 20,833.3
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Ly to buy clothes for her clothes shop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 30, 2012
Dec 1, 2012
Currency Exchange Loss:
Nov 17, 2013