Urima is 49 years old and married, with five children. She has a small plantation where she grows taro, ta'amu, and bananas, which she can sell in her community or at the market. She has been doing this for many years. Urima needs a loan to buy chemicals, a weed sprayer, bush knives, filings, and an axe for her business. She has been a member of SPBD since 2008. Urima will use the profits from her sales to support her children and her family members.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.