Filoi is a 32-year-old married woman with 5 children. She has a small plantation where she grows taro, banana, yam and taamu to earn a living. She has been doing this for more than 2 years. Filoi has requested a loan to buy chemicals, bush knives, weed sprayer and a wheelbarrow to expand her business. She has been a member of SPBD since 2011. She will save her profits to expand her house and pay for her children's education.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.