Edgar is a 57 year old resident of Silang, Cavite, Philippines. He is married to Divina, and together they manage their household while operating their business. He works hard to continually provide income for their everyday expenses.
Edgar operates a variety store. In the Philippines, a variety store is basically a small convenience store, which retails groceries, toiletries and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, a small amount of cooking oil, or an egg. He makes a profit by purchasing his supplies at wholesale prices and then sells them by the piece. His store is located adjacent to his house. His regular customers are his neighbors and the local community. He earns a minimum of 350 PHP in sales every day.
To help him continue the operation of his business, he is requesting a 32,000 PHP loan. He will buy groceries, toiletries and beverages to expand her product inventory. He expects a boost in his business income as he expands his business.
Edgar hopes to expand soon and dreams of continuing his youngest child’s education. He faithfully meets up with his co-fellowship* members to share stories of his work every week and where he can also draw strength and inspiration from studying the Word of God.
* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.