Update on Inés JacquelineInés is a cheerful, charismatic member of the Atenas communal bank. She lives in the Orquídeas sector of Cuenca, a city with great natural and architectonic beauty that’s bathed by four rivers; it’s a city full of kind, warmhearted people.
Inés is in poor health since her spinal column is damaged and this limits her ability to do hard work but she is grateful to God that her family is in very good health.
Inés is 43-years-old, married and has two children who are 20 and 12 years old. Her oldest son works and helps out economically and her daughter is attending a local secondary school. Her husband works as an industrial mechanic and the house they own the house they live in.
She works raising animals and cleaning offices. These activities allow her to improve her economic stability and move her entire family forward.
She used her previous loan to buy pigs, chickens and animal feed for all her animals. She had no problem repaying the loan. She will use her new loan to buy food items to open a grocery store at home. She likes the communal bank because the loans are very useful to improve her quality of life.
Doña Inés está un poco delicada de su salud ya que tiene mala la columna la misma que la limita a realizar esfuerzos excesivos, pero agradece a Dios ya que toda su familia se encuentra gozando de muy buena salud.
La Señora. Inés tiene 43 años, es casada y en su unión conyugal ha concebido 2 hijos de 20 y 12 años de edad, su primer hijo trabaja y ayuda económicamente, su segunda hija está estudiando en un colegio de la ciudad, su esposo labora como mecánico industrial, la casa en la que viven es de su propiedad.
Ella se dedica a la crianza de animales y a la limpieza de oficinas, estas actividades le permiten mejorar su estabilidad económica y sacar adelante a toda su familia.
Su crédito anterior lo invirtió en la compra de cerdos, pollos y en alimento para todos sus animales, en la cancelación de dicho crédito no tuvo ninguna dificultad. Su nuevo crédito lo va a invertir en la compra de víveres ya que va a poner una tienda en su casa. El banco comunal le gusta porque los créditos le sirven mucho para mejorar su calidad de vida.
Previous Loan DetailsInés is a member of the communal bank Atenas del Ecuador. She lives in the area of Orquídeas in the city of Cuena. This city is surrounded by four rivers which give it the name Santa Ana de los Cuatro Ríos. It's been a World Heritage Site since 1999 due to its beautiful architecture and its peopl... More from Inés Jacqueline's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 8 months (Additional Information)
- Repayment Schedule
- Nov 6, 2012
- Dec 1, 2012
- Currency Exchange Loss:
- Jun 17, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.