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Walter, 26, lives with his wife and two children who are 6 and 12 years old and are attending school. He’s a very hardworking man who grows a variety of basic grains like corn, sorghum and beans and some like sorghum that’s used for both human and animal food. When Walter finishes his work in the field he looks for work as a day laborer in other fields to earn extra income which helps quite a bit to support the home. He’s asking for a loan to buy larger amounts of seeds to plant, manure and work tools, pesticides and other supplies that are of great importance for growing basic grains. Walter is always looking for new opportunities to improve his business which is why he trusts that this Integral loan will be very useful for him.
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Walter de 26 años de edad, vive junto a su esposa y dos niños de 6 y 12 años de edad quienes se dedican a estudiar. Él es un hombre muy trabajador quien se dedica a sembrar diferentes tipos de granos básicos como: maíz, maicillo, frijoles y otros como sorgo el cual se utiliza para consumo humano y animal, cuando Walter finaliza el trabajo en su parcela, el busca empleo como jornal en otros terrenos para contar con ingresos extras que son de mucha ayuda para el sostenimiento de su hogar. Él solicita un préstamo con el fin de comprar mayor cantidad de semillas para sembrar, abonos, herramientas para elaborar este trabajo, pesticidas y otros materiales más que son de suma importancia en la siembra de granos básicos. Walter siempre busca nuevas oportunidades para mejorar su negocio, razón por la que confía en que este prestamos con INTEGRAL, será de mucha ayuda para él.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 766
    View loans »
    El Salvador Loans Fundraising
  • $26,245,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Walter to buy manure and pesticide.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Nov 23, 2012
Nov 26, 2012
Currency Exchange Loss:
Oct 25, 2013