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Oscar De Jesus
Oscar is 29 years old. He is devoted to his family's wellbeing, that is, his wife and one minor child. Oscar works as a farmer on his own land, where he grows beans and corn. He also grows pipian squash, which allows him to secure very stable business and obtain everything they need at home.

In order to live better with his family, Oscar not only must provide for their daily needs, but also give them security and confidence at home, which is why he is requesting a loan from Integral. This loan will allow him to improve the structure of his house, repair the roof, the doors, and also paint it so that he can do all the maintenance his house needs and live happily and safely with his family.
View original language description ↓
Oscar de 29 años de edad, es un hombre muy comprometido con el bienestar de su familia la cual esta conformada por su esposa y un hijo menor de edad. Oscar trabaja como agricultor en su propio terreno en donde siembra frijoles y maíz, así también cultiva pipianes, con lo que garantiza un negocio muy estable que permite contar con todo lo necesario en su hogar. Para poder vivir mejor junto a su familia Oscar no solo debe proveer del sustento diario sino también brindarles seguridad y confianza en su hogar, por lo que solicita un préstamo a INTEGRAL, con el cual pueda realizarle mejoras a la estructura de su casa, reparar el techo, las puertas, y así mismo pintarla, de forma que pueda darle todo el mantenimiento necesario a su hogar en donde pueda vivir feliz y seguro junto a su familia.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $7,500
    Average annual income
  • 741
    View loans »
    El Salvador Loans Fundraising
  • $26,296,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Oscar De Jesus to make home improvements.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 22, 2012
Nov 26, 2012
Currency Exchange Loss:
Jan 19, 2013