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Angelica knew she needed to find work in her new home after moving from Durango, Mexico to El Paso, Texas. She debated on what would best suit her lifestyle and then decided to return to retail.

She ultimately decided to put her 20 years of experience in that industry to work to start her own business: Life Time Watch, a store where she sells new watches purchased at wholesale. The five-year-old business only carries the latest styles, Angelica says. Currently, she employees two people, but Angelica plans to hire more as her business expands.

Angelica’s daughter, a student at St. Mary’s University, found out about Accion Texas Inc. and encouraged her to apply for a loan. Upon approval, Angelica used the loan to purchase inventory for the holiday season.

Additional Information

About LiftFund

LiftFund. ( is an award-winning nonprofit organization (previously known as Accion Texas) with a mission to provide credit and loans to small and start-up businesses that have limited or no access to credit from commercial sources. Established in 1994 in San Antonio, LiftFund has helped Texas and Louisiana entrepreneurs strengthen their businesses, stabilize and increase their incomes, create employment, and contribute to the economic revitalization of their communities. Learn more at

About United States

  • $54,800
    Average annual income
  • 32
    View loans »
    United States Loans Fundraising
  • $12,684,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $8,550 helped Angelica to purchase inventory.
Repayment Term
39 months (Additional Information)
Repayment Schedule
Oct 27, 2012
Nov 26, 2012
Currency Exchange Loss:
Dec 26, 2012