Espiritu Emprendedor Group
The president of this group is Margoth, 26, a single mother. Margoth is a modest, humble, and responsible person who very much wants to get ahead and be able to set up her own business. She's aware that everything she does is because she loves her mother and her young son.
They're going to invest the loan they're requesting from FODEMI in buying chickens and pigs to raise and sell. With the money that's left over they'll invest in adapting the sheds where these little animals live. This loan will help them increase their income and will be beneficial to their family.
Margoth's dream is to buy herself a bigger plot of land and build a chicken coop to raise and sell the chickens. With those profits she'll be able to build her own house, help her mother, and give her child an education, the best legacy a mother can leave.
En este grupo la presidenta es la Sra. Margoth, ella tiene 26 años, es madre soltera, Margoth se define como una persona sencilla, humilde, responsable y con muchas ganas de salir adelante y lograr emprender su propio negocio, esta consiente que todo lo que hace es por el amor a su madre y a su pequeño hijo.
El crédito solicitado a Fodemi lo van a invertir en la compra de pollos y de cerdos para la crianza y la venta, con el dinero que sobre invertirán en la adecuación de los corrales donde vivirán estos animalitos, este crédito les ayudará a incrementar sus ingresos y será beneficioso para su familia.
El sueño que Margoth tiene es comprase un terreno más grande y construir un galpón de pollos para criarlos y venderlos y con esas ganancias poder construir su propia casa y ayudar a su madre y darle la mejor herencia que una madre puede dar a su hijo, la educación.
About VisionFund EcuadorVisionFund Ecuador is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid