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Lidia Damaris
Lidia is an enterprising and humble woman. She is 54 years old and is married. At present she lives with her husband and a nephew. She is requesting a loan with the hope of buying livestock. Her aim is to generate income for her household and to continue looking after her family.

She wants to set up a livestock programme. She has been thinking about this for a while, but her economic situation meant that she has been unable to start. This is the only restriction stopping this farmer from growing her business, which would make her whole family very happy. For this reason, she has requested a loan, the first that she will receive from FUDECOSUR. She has not gotten any loans from state banks, but FUDECOSUR has offered her a loan with better facilities and at a low interest rate.
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Lidia, una mujer emprendedora y muy humilde, tiene 54 años de edad, es casada y vive con su esposo y un sobrino actualmente, ella solicito un préstamo con el anhelo de comprar ganado, y con la finalidad de generar ingresos a su hogar y seguir velando por su familia. Ella desea encaminar un proyecto de ganado que tiempo atrás había pensado, pero su situación económica no le ha permitido dar inicio, esta es la única delimitación que esta agricultora tiene para continuar creciendo y así darle alegría a toda su familia, por lo que ella hace una solicitud de crédito, y es el primer préstamo que ha recibido de FUDECOSUR. Ella no registra otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja……

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 16
    View loans »
    Costa Rica Loans Fundraising
  • $4,502,650
    Funds lent in using Kiva
  • 499.7
    Costa Rica Colones (CRC) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $525 helped Lidia Damaris to buy livestock.
89% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Nov 1, 2012
Nov 26, 2012
Currency Exchange Loss: