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Roger, 35, is married and lives with his son and wife. He will use the loan to buy cattle. This humble, hardworking farmer as people in the community affirm, wants to buy this type of animal with the hope that this small business is feasible to move his family forward because the economic situation they find themselves in is unable to fully cover household needs and they have no other way of getting the money needed for said purchase; this is why he requested the loan which is his first from Fudecosur. He’s had no previous loans with state banks and Fudecosur offered the best terms and a much lower interest rate.
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Roger tiene 35 años de edad, está casado, y vive con su hijo y su esposa actualmente. El con el crédito procura comprar ganado. Este humilde y trabajador agricultor, según asi lo afirman las personas de su comunidad, desea realizar la compra de este tipo de animal, con la fe de que este pequeño negocio sea factible para poder sacar a su familia a delante, ya que gracias a la situación económica en la que se encuentran, no pueden solventar por completo las necesidades de su hogar, y no tienen como adquirir el dinero necesario para dicha compra, por lo que el solicito un crédito, y es el primer préstamo que ha recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 10
    View loans »
    Costa Rica Loans Fundraising
  • $4,497,700
    Funds lent in using Kiva
  • 499.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Roger to buy cattle.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Nov 1, 2012
Nov 26, 2012
Currency Exchange Loss:
Jun 18, 2013