Claudio, 42, is single and has a son. He lives with his son in the city of Ventanas, Los Ríos Province. He’s in the “San Antonio” communal bank whose members all live in the Recinto Aguas Frías sector; they have practically been raised in this zone and they work in agriculture and animal husbandry.
Carlos Julio works growing corn and rice. He’s requesting the loan to buy insecticide, urea and herbicide. With help from the loan he will be able to buy seeds. He will make his purchases in the city of Ventanas. His dream is to start a business selling clothes. The challenge he faces is crop illnesses. In his free time he likes going to the river.
Claudio tiene 42 años de edad de estado civil Soltero tiene un hijo, vive con los hijos vive en la ciudad de Ventanas Provincia de los Ríos.
ESTA VRC SAN ANTONIO, SUS MIEMBROS SE DEDICAN A LA AGRICULTURA TODOS VIVEN EN EL SECTOR DEL RECINTO AGUAS FRIAS. PRACTICAMENTE SE HAN CRIADO EN ESA ZONA, SE DEDICAN A LABORES AGRICOLAS Y PECUARIAS EN SU MAYORIA.
Claudio se dedica a la agricultura a la siembra de maíz y arroz. Solicita el crédito para comprar insecticidas, urea, herbicidas. Con la ayuda del crédito podrá comprar las semillas de. Las compras las hará en la ciudad de Ventana.
El sueño es ponerse un negocio de venta de ropa. Los desafíos a los que se enfrenta son las enfermedades de los cultivos. En el tiempo libre le gusta ir a l rio.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!