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Reyna Group
In this Group: Martha Lorena, Patricia , Sandra Lourdes
This group is formed by three entrepreneurial members, one of whom is Sandra. She started her business 24 years ago, when she began buying and selling clothes on a small scale with a clothing business in a popular market in the capital. Sandra is married, is 52 years old, and has 4 children. Her husband and one of her oldest daughters help her sell the goods at the market. She has been with the institution for 8 years and has proven to be responsible with her obligations. The loan will be used to buy a variety of clothing items. Patricia works as a street vendor selling sandals and clothes, while Martha is a street vendor who sells clothing.
View original language description ↓
Este grupo está formado por tres socias emprendedoras una de ellas es Sandra inicio su negocio hace 24 años comprando y vendiendo ropa a menor escala teniendo un tramo de ropa en un mercado populoso de la capital, es casada, tiene 52 años de edad y 4 hijos que junto a su esposo y una de las hijas mayores le ayudan a vender la mercadería en el mercado, tiene de estar con la institución 8 años y ha demostrado ser responsable en sus obligaciones, el crédito lo invertirá en la compra de ropa variada, Patricia vende sandalias y ropa ambulante, Martha vende ropa ambulante.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Reyna Group's $1,250 loan helped a member to buy a variety of clothing items.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 29, 2012
Jan 1, 2013
Currency Exchange Loss:
May 17, 2013