Danie is the coordinator of his group Union of Senzidor. He lives in northern Haiti, where electricity is scarce and water supplies are limited. He has been running a business selling various products for the past four years. He has two children. Prior to this activity, he used to be a teacher.
Danie will use this loan to buy cosmetic products, clothing and footwear. He hopes that this credit will help him to achieve his goal of expanding his activity.
Other members of Union of Senzidor require a loan for activities such as the sale of food, cosmetic products and charcoal. Danie’s main challenge is the lack of repeat customers. Selling on credit also makes things difficult for him. His dream is to expand his business with more help from Esperanza.
Danie est le coordinateur de son groupe l`union de senzidor. Il habite dans la région nord d’Haïti où de l’électricité est rare et de l’eau est très limitée. Il a dirigé son commerce de vente de produit divers durant les 4 dernières années. Il a 2 enfants.
Avant de commencer ce commerce, Il etait un enseignant Danie voudrait utiliser cet emprunt dans l'achat des cosmetiques, vetement, chaussures. Il espère que cet emprunt l’aidera à obtenir un plus grand commerce. Des autres membres de l`union de senzidor ont besoin d’un emprunt pour tels commerces comme vente de produits alimentaires et cosmétiques et charbon.
Danie dit que son défi principal il n y a pas des acheteurs constants et vente credit qui lui rend difícil. Il dit que son rêve c`est d`avoir un plus grand grand dans Esperanza pour obtenir un plus grand commere.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.