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Elba Jenny
Elba, 40, is in a free civil union and has four children; she lives with her children in the city of Ventanas, Los Ríos Province. She’s in the “San Antonio” communal bank whose members all live in the Recinto Aguas Frías Sector; they’ve practically been raised there and they work in agriculture and animal husbandry.

Elba works growing corn and rice. She’s requesting the loan to buy insecticide, urea and herbicide. With help from the loan she’ll be able to buy seeds. She will make her purchases in Ventanas. Her dream is to buy land. The challenge she faces is crop illnesses. In her free time she likes playing sports.
View original language description ↓
Elba tiene 40 años de edad de estado civil Unión Libre tiene cuatro hijos, vive con los hijos vive en la ciudad de Ventanas Provincia de los Ríos.
ESTA VRC SAN ANTONIO, SUS MIEMBROS SE DEDICAN A LA AGRICULTURA TODOS VIVEN EN EL SECTOR DEL RECINTO AGUAS FRIAS. PRACTICAMENTE SE HAN CRIADO EN ESA ZONA, SE DEDICAN A LABORES AGRICOLAS Y PECUARIAS EN SU MAYORIA.
Elba se dedica a la agricultura a la siembra de maíz y arroz. Solicita el crédito para comprar insecticidas, urea, herbicidas. Con la ayuda del crédito podrá comprar las semillas de. Las compras las hará en la ciudad de Ventana.
El sueño es comprar terrenos. Los desafíos a los que se enfrenta son las enfermedades de los cultivos. En el tiempo libre le gusta hacer deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 103
    View loans »
    Ecuador Loans Fundraising
  • $24,223,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Elba Jenny to buy insecticide, urea and herbicide.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Oct 31, 2012
Listed
Nov 26, 2012
Currency Exchange Loss:
N/A
Ended:
Jul 19, 2013