Oswaldo Rodolfo is 33 years old, married, and has four children. He lives with his children in the city of Ventanas in De Los Rios province.
The members of the San Antonio communal bank work in agriculture. They all live around the rural settlement of Aguas Frias. Almost all of them have grown up in that area, and the majority work in agriculture and livestock-raising.
He farms; growing corn, and raising pigs, hens and ducks.
He is applying for the loan in order to buy insecticides, urea, herbicides and balanced feed for fattening his animals. With the help of the loan, he will be able to buy seeds.
He makes his purchases in the city of Ventanas. His dream is to buy a vehicle. The challenges that he faces are crop and animal diseases. In his free time, he likes to watch soap operas on television.
Oswaldo Rodolfo tiene 33 años de edad de estado civil Casado tiene cuatro hijos, vive con los hijos vive en la ciudad de Ventanas Provincia de los Ríos.
ESTA VRC SAN ANTONIO, SUS MIEMBROS SE DEDICAN A LA AGRICULTURA TODOS VIVEN EN EL SECTOR DEL RECINTO AGUAS FRIAS. PRACTICAMENTE SE HAN CRIADO EN ESA ZONA, SE DEDICAN A LABORES AGRICOLAS Y PECUARIAS EN SU MAYORIA.
Se dedica a la agricultura a la siembra de maíz y la crianza de cerdos, gallinas y patos. Solicita el crédito para comprar insecticidas, urea, herbicidas y balanceados de crianza y engorde para los animales. Con la ayuda del crédito podrá comprar las semillas de. Las compras las hará en la ciudad de Ventana.
El sueño es comprar un vehículo. Los desafíos a los que se enfrenta son las enfermedades de los cultivos y animales. En el tiempo libre le gusta ver la novela en la televisión.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!