Carlos Julio, 20, is single and has no children. He lives with his parents in the city of Ventanas, Los Ríos Province. He’s in the “San Antonio” communal bank whose members all live in the Recinto Aguas Frías sector; they have practically been raised in this zone and they work in agriculture and animal husbandry.
Carlos Julio works growing corn and cocoa beans and raising pigs. He’s requesting the loan to buy insecticide, urea, herbicide and animal feed to fatten up the animals. With help from the loan he will be able to buy seeds. He will make his purchases in the city of Ventanas. His dream is to buy land. The challenge he faces is crop and animal illnesses. In his free time he likes getting together with his friends to chat.
Carlos Julio tiene 20 años de edad de estado civil Soltero no tiene hijos, vive con los padres vive en la ciudad de Ventanas Provincia de los Ríos.
ESTA VRC SAN ANTONIO, SUS MIEMBROS SE DEDICAN A LA AGRICULTURA TODOS VIVEN EN EL SECTOR DEL RECINTO AGUAS FRIAS. PRACTICAMENTE SE HAN CRIADO EN ESA ZONA, SE DEDICAN A LABORES AGRICOLAS Y PECUARIAS EN SU MAYORIA.
Carlos Julio se dedica a la agricultura a la siembra de maíz y la crianza de cerdos. Solicita el crédito para comprar insecticidas, urea, herbicidas y balanceados de crianza y engorde para los animales. Con la ayuda del crédito podrá comprar las semillas de. Las compras las hará en la ciudad de Ventana.
El sueño es comprar terrenos. Los desafíos a los que se enfrenta son las enfermedades de los cultivos y animales. En el tiempo libre le gusta reunirse con los amigos para conversar.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!