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Annabelle Gisella
Annabelle Gisella is 37 years old, married and has two children. She lives with her husband and children in the city of Ventanas in De Los Rios province.

The members of the San Antonio communal bank work in agriculture. They all live around the rural settlement of Aguas Frias. Almost all of them have grown up in that area, and the majority work in agriculture and livestock-raising.

Gisella is a farmer; growing corn, cacao and raising chickens and pigs. She is applying for the loan in order to buy insecticides, urea, herbicides, and balanced feed for raising her animals. With the help of the loan she will be able to buy seeds. She will make her purchases in the city of Ventanas.

Her dream is to buy more land in order to increase her output. The challenges she faces are crop and animal diseases. In her free time she likes to get together with friends and to go to mass on Sundays.
View original language description ↓
Annabelle Gisella tiene 37 años de edad de estado civil casada tiene dos hijos, vive con el esposo y con los hijos vive en la ciudad de Ventanas Provincia de los Ríos.
ESTA VRC SAN ANTONIO, SUS MIEMBROS SE DEDICAN A LA AGRICULTURA TODOS VIVEN EN EL SECTOR DEL RECINTO AGUAS FRIAS. PRACTICAMENTE SE HAN CRIADO EN ESA ZONA, SE DEDICAN A LABORES AGRICOLAS Y PECUARIAS EN SU MAYORIA.
Gisella se dedica a la agricultura a la siembra de maíz y cacao y la crianza de pollos y cerdos. Solicita el crédito para comprar insecticidas, urea, herbicidas y balanceados de crianza y engorde para los animales. Con la ayuda del crédito podrá comprar las semillas de. Las compras las hará en la ciudad de Ventana.
El sueño es comprar más terreno para aumentar la producción. Los desafíos a los que se enfrenta son las enfermedades de los cultivos y animales. En el tiempo libre le gusta compartir reuniones con los amigos e ir a misa los domingos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 99
    View loans »
    Ecuador Loans Fundraising
  • $23,946,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Annabelle Gisella to buy insecticides, urea, herbicides, and balanced feed for fattening her animals.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Oct 31, 2012
Listed
Nov 26, 2012
Currency Exchange Loss:
N/A
Ended:
Jul 19, 2013