Daniel David, 32, is single and has no children; he lives with his parents in the city of Ventanas, Los Ríos Province. He’s in the “San Antonio” communal bank whose members work in agriculture and live in the Recinto Aguas Frías sector. They’ve practically been raised in this zone and for the most part work in agriculture and animal husbandry.
Daniel works growing corn. He requests the loan to buy insecticide, urea and herbicide. With help from the loan he will be able to buy seeds to grow corn. He will make his purchases in Ventanas every two weeks.
His dream is to buy land to continue planting and the challenge he faces is plant diseases. In his free time he enjoys watching television and playing sports.
Daniel David tiene 32 años de edad de estado civil soltero no tiene hijos, vive con los padres en la ciudad de Ventanas Provincia de los Ríos.
ESTA VRC SAN ANTONIO, SUS MIEMBROS SE DEDICAN A LA AGRICULTURA TODOS VIVEN EN EL SECTOR DEL RECINTO AGUAS FRIAS. PRACTICAMENTE SE HAN CRIADO EN ESA ZONA, SE DEDICAN A LABORES AGRICOLAS Y PECUARIAS EN SU MAYORIA.
Daniel se dedica a la agricultura a la siembra de maíz. Solicita el crédito para comprar insecticidas, urea, herbicidas. Con la ayuda del crédito podrá comprar las semillas para el cultivo de maíz. Las compras las hará en la ciudad de Ventanas cada 15 días.
El sueño es comprar terrenos para seguir sembrando. Los desafíos a los que se enfrenta son las enfermedades de los cultivos. En el tiempo libre le gusta ver televisión, practicar el deporte.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!