Update on JuliaJulia is 50 years old and married with two dependent children. She lives in her own home with her husband and children. Her house is located in the rural community of Nueva Esperanza Hualtaco III, in the Tambogrande District. She doesn't have basic services.
Julia's primary activity is raising sheep and poultry, and she already has 15 heads of sheep. She also spends her time on the lemon harvest on a 1 hectare inherited plot. This activity is divided between spouses, who mutually support each other.
Her husband makes his living doing agricultural work. They both work day after day so that their home will be better off.
Julia wishes to buy animals to sell and vaccinations to keep them healthy, as well as to fix up and improve her corrals. This is why she thought it prudent to get a loan of 2000 nuevos soles to achieve her goal.
La actividad que desarrolla Julia es la crianza de ovinos y aves de corral como actividad principal ya que cuenta con 15 cabezas de ganado ovino. También se dedica a la cosecha de limón en parcela heredada de 1 ha. La actividad se la reparten entre esposos los cuales se apoyan mutuamente. Por su parte su esposo se dedica a labores agrícolas. Ambos trabajan día a día por sacar adelante su hogar.
Julia desea comprar animales para su posterior venta y vacunas para poder mantenerlos saludables, además de arreglar y mejorar sus corrales, es por ello que ha creído conveniente obtener un préstamo de 2000 nuevos soles para lograr su objetivo.
Previous Loan DetailsJulia, 47, is married living with her husband and five children in Hualtaco which is in the agricultural district of Tambogrande, an area in Piura region, over four hours from the city of Chiclayo, Lambayeque region’s capital. She has cattle and sheep that she raises in her back yard. She fee... More from Julia's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 14 months (Additional Information)
- Repayment Schedule
- Oct 29, 2012
- Nov 29, 2012
- Currency Exchange Loss:
- Jul 19, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.