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Elsa

Update on Elsa

Elsa is 44, married and lives with her husband and 3 children in their own home. The house is situated in the small village of Guaraguaos Alto in Tambogrande District. The area where Elsa lives is rural, but she does have electricity. Elsa's business involves selling beer from her own home, where she prefers to serve her customers on Saturdays and Sundays.

She has built up a stable customer base in the area and has more than 5 years' experience in the business. Her husband is a farmer who has his own parcel of land, on which he grows mangoes and lemons. Both of their incomes covers their household expenses.

When Elsa realised that her good service had boosted customer numbers and that she could not serve them all as she would like, she thought it appropriate to renovate her premises, as well as buying more beer. She has, therefore, applied to Edpyme Alternativa for a loan of 2000 nuevos soles to allow her to achieve her goal.
View original language description ↓
Elsa tiene 44 años de edad, es casada y con 03 hijos a su cargo. Vive en casa propia con su esposo y sus 03 hijos. La casa está ubicada en el Caserío Guaraguaos Alto correspondiente al Distrito de Tambogrande. Elsa vive en la parte rural del distrito, pero cuenta con servicio de luz.

La actividad que desarrolla Elsa, es la venta de cerveza en su propio domicilio, en el cual atiende preferentemente los días sábados y domingos. Cuenta con clientela ya estable de la zona y tiene más de 05 años de experiencia en el negocio. Su esposo es agricultor con parcela propia, en donde tiene mango y limón en producción. Con los ingresos que ambos perciben cubren los gastos de su familia.

Elsa al ver que por la buena atención si clientela ha aumentado y no puede atenderlos como quisiera a todos, ha creído conveniente mejorar la infraestructura del local, además de comprar más cerveza. Es por ello que ha solicitado un crédito en Edpyme Alternativa por 2000 nuevos soles para lograr su objetivo.

Previous Loan Details

Elsa is 42 years old, married, and has three children that she cares for. She lives in her own house, which is located in the hamlet of Cruce D. Vega, in the district of TambogranD.. Elsa lives in the rural part of the district and does not have water service - only light. Elsa sells beer from... More from Elsa's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 125
    View loans »
    Peru Loans Fundraising
  • $57,346,375
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Elsa to refurbish her premises and buy more beer to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 27, 2012
Listed
Nov 29, 2012
Currency Exchange Loss:
Possible
Ended:
Nov 18, 2013