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C2331 Tuzamurane 2 Group
In this Group: Gilberte, Viriginie, Fabrise, Varise, Marie, Adele
Gilberte is 36 years old and is a widow with two children between the ages of 14 and 16 years old. She sells products like rice, sugar, soap, and salt in her business. Her business is well organized and she works from 8 a.m. until 7 p.m. every day of the week.

Gilberte is the leader of the group which is called "C2331 TUZAMURANE 2" in the local language. In the picture, she is the woman in the middle holding a paper in her hand. Gilberte has 4 years of experience in this work.

Gilberte has requested a loan from Kiva lenders via Vision Finance Company in order to purchase more quantity of fruits and vegetables for resale. With the profits she earns, she plans to save money for her future, to pay her childrens' school fees, and to pay for medical insurance.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,000
    Average annual income
  • 38
    View loans »
    Rwanda Loans Fundraising
  • $13,303,700
    Funds lent in using Kiva
  • 629.5
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of C2331 Tuzamurane 2 Group's $2,225 loan helped a member to purchase more quantities of rice, sugar, soap, salt, and other products to resell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 12, 2012
Nov 26, 2012
Currency Exchange Loss:
Oct 17, 2013