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Photo Group
In this Group: Yolla, Zeinab , Samia
Zeinab is the featured borrower of Al Photo Group. She got together with her other group members to take this Al Majmoua loan, because they have always been neighbors and friends. She is the one seated on the right. She has been working preparing homemade food for 20 years. She does well in her business because of the good quality of the products she prepares and sells, in addition to her affordable prices and special customer care.

Zeinab is a 39-year-old married woman and mother of 4 children (Mirabelle 14 (F), Abdallah 12 (M), Abbass 3 (M), Myriam 2 (F)). Zeinab is a hard worker who puts so much effort in helping her husband make a living and cover their childrens' expenses. She has excellent taste that everyone recommends, and her cleanliness is a remarkable point to talk about.

Zeinab is applying for a loan from Kiva partner Al Majmoua in order to buy a new freezer to store her products and keep them fresh upon her customers' request. Because she works in large quantities, she has to prepare a suitable place to save her cooked items.

Zeinab is hoping to open her own homemade food restaurant which is highly requested nowadays among employees who prefer requesting healthy food delivery instead of junk food.

Yolla is a 28-year-old married woman. She is the one seated on the left. She has been working as a hairdresser from her house for 3 years, and is requesting a loan from Al Majmoua to buy a special tattoo machine and a newly released makeup collection. She wants to open her own beauty salon in the future.

Samia is a 34-year-old single woman, who has been working as a wedding and special events photographer for 2 years. She is applying for a loan to buy an advanced zoom for her camera in order to take high quality pictures. She is looking forward to open her dream studio.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Lebanon

  • $15,800
    Average annual income
  • 170
    View loans »
    Lebanon Loans Fundraising
  • $17,449,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Photo Group's $1,500 loan helped a member to buy a new freezer to store her products and keep them fresh.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 31, 2012
Nov 26, 2012
Currency Exchange Loss:
Oct 17, 2013