Maheshe is a courageous woman from the association Enyanya. A 50-year-old woman and the mother of nine children, she is married to a man who is unemployed. She has been a vendor of staple foods for over five years. Her professionalism in the sector has lead her to request this loan for bolstering her capital. She thanks the microfinance institution Hekima for its support.
Maheshe est une femme courage de l’association Enyanya. Agée de 50ans et mère de 9 enfants est mariée à un homme sans emploi. Elle est vendeuse des divers produits vivriers depuis plus de 5ans. Son professionnalisme dans le secteur lui a amené à solliciter ce credit pour renforcer son capital. Sur ceux elle remercie Hekima pour son appui.
More information about this loan
HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.