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Uwezo Group
In this Group: Naomi, Jeacqueline, Chibalonza, Futete, Rhulinabo, Neema, Mahene, Marie, Mulula, Kadogoyi, Anna, Kadogonyi, Dembo, Naweza, Faida, Kujira, Bahidika, Ankonkwa, Musimbi, Bihane, Byamungu, Bosengele, Habamungu, Riziki, Bisimwa, Boyongo, Ndibwami, Kadagoyi, Furaha
Kadagoyi, age 49, is the leader of the business group Uwezo and a long-time entrepreneur. She is a married mother of four children who attend school, albeit with some difficulty. Her husband is unemployed. She sells shoes, and has been engaged in small-scale income-generating activities for the past 11 years. She originally received her starting capital from her husband.

She has just obtained a fourth loan from Hekima. She will use this new credit to buy 25 pairs of shoes.

She wants to provide her children with a comfortable upbringing, and she would like to open a store. She wishes to thank Hekima for helping impoverished women who do not have access to traditional banking channels.
La cliente Kadagoyi, leader du groupe d’affaire «Uwezo», est un ancien entrepreneur, âgée de 49 ans, mariée, mère de 4 enfants qui étudient, cependant difficilement. Son mari est un chômeur. Elle est vendeuse de souliers. Il y a 11 ans révolus qu’elle exerce ces petites activités génératrices de revenus. Elle a reçu son premier capital de la part de son mari. Cependant, elle vient d’obtenir son 4eme crédit de Hekima. Ce nouveau crédit doit lui servir de s’approvisionner avec 25 paires de souliers. En plus, elle souhaite voir ses enfants grandir confortablement et ouvrir une boutique. La cliente remercie Hekima pour ses actions en faveur de pauvres femmes exclues de banque classique.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 5
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,347,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Uwezo Group's $4,750 loan helped a member to buy 25 pairs of shoes for resale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 13, 2012
Nov 26, 2012
Currency Exchange Loss:
Apr 17, 2013