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Sarkis is 63 years old. He lives in a small village of Akhaltsikhe with his wife. Both of them are provided with a retirement pension. The family is involved in agricultural business. In particular, they have several milk cows, whose milk is used in cheese production. Additionally, Sarkis owns an agricultural land, where he grows potatoes, haricot and maize. They sell the harvested products locally in an open market at a good price. Sarkis is a very hardworking man and does his best to ensure a good harvest.

Sarkis has requested a loan for purchasing calves and expanding his dairy business. This will increase the family income so they will be able to improve their living conditions. Sarkis awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 39
    View loans »
    Georgia Loans Fundraising
  • $8,091,775
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Sarkis to purchase calves and expand dairy business.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Nov 26, 2012
Dec 1, 2012
Currency Exchange Loss:
May 17, 2014