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Barbara Concepcion
Bárbara Concepción, 33, lives together with her three children. She makes and sells hammocks with a lot of patterns that she herself creates. She has been in this business for many years and this has given her a lot of sales experience that allows her to earn more money. Her business is located in her home and is very well known among the people in the community where she lives. She has a lot of customers and they prefer her for the quality of her product, the good prices, and above all, the good service.

Bárbara is an enterprising woman who is dedicated to her work. She has a lot of desire to move forward and make her dreams a reality. Every day, she works hard to achieve success and she will not stop until she is there. She wants to expand her business and for that, she needs capital to back her. This is why she is applying to INTEGRAL for a loan that will allow her to buy wholesale threads, cord, etc. Bárbara Concepción has good payment references and a high moral character. She is sure that she will be able to pay off the loan and is also confident that it will give her family a better quality of life.
View original language description ↓
Bárbara Concepción de treinta y tres años de edad vive junto a sus tres hijos, ella se dedica a la elaboración y venta de hamacas, de muchos diseños que ella misma crea, tiene varios años con el negocio y eso le ha regalado mucha experiencia en la venta que le permite obtener las mejores ganancias, su negocio esta ubicado en su vivienda y es muy conocido por las personas de la comunidad donde viven, tiene mucha clientela y la prefieren por la calidad, los buenos precios y sobre todo por un buen servicio; Bárbara es una mujer emprendedora, dedicada a su labor y con muchas ganas de salir adelante y cumplir sus sueños , todos los días trabaja duro para poder alcanzar el éxito y no piensa rendirse hasta lograrlo, quiere acrecentar el negocio y para ello necesita de capital que la respalde por eso le solicita a INTEGRAL un crédito que le permita comprar hilos por mayor, cuerda, etc. Bárbara Concepción tiene buenas referencias de pago y una moral intachable, asegura que podrá saldar la deuda y la vez confía que le dará a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 566
    View loans »
    El Salvador Loans Fundraising
  • $23,939,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Barbara Concepcion to buy wholesale threads, cord, and wood.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 21, 2012
Dec 1, 2012
Currency Exchange Loss:
Sep 17, 2013