Simon is a 28-year-old married man. He has two children, ages 2 and 5. He describes himself to be honest. He operates a tailoring retail store where he repairs worn clothes and sells dresses he makes. He has been involved in this business for five years. His business is located within a highly populated area, and his primary customers are local residents. He describes his biggest business challenge to be insufficient funds for improving the business. He will use the 50,000 KES loan to buy a sewing machine. His goal is to improve his family's standard of living within five years. He hopes that in the future, he will expand his business. This is his second loan with SMEP DTM. His previous loan of 20,000 KES was successfully repaid.