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Francisco Adalberto
Francisco Adalberto is thirty three years old and lives with his life partner and their children. He has a hot dog business that is very well-known in his town because the bread he uses is really good. He has been running this business for several years and has a lot of experience in food preparation and sales, enabling him to make good profits. He sells from his hot dog cart and has a gained a lot of customers because they like his food and recommend him because they know that he makes it with good quality produce and sells at good prices, as well as offering personalised customer service.

Francisco is committed, energetic, and motivated because he loves his job. He has a lot of goals that he wants to achieve and knows that he will need all his hard-work and courage to be able to obtain the success he desires. The demand for his products has increased in the last few months making him want to make a new investment. Since he does not have the money to do this, he is requesting a loan from INTEGRAL to buy bread, sausages, dressings, and drinks. Francisco Adalberto has good repayment references and pledges to repay the loan. He has faith that he will be able to offer his family the quality of life they deserve.
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Francisco Adalberto de treinta y tres años de edad vive junto a su compañera de vida y sus hijos, El posee una venta de hot dog la cual es muy conocida en la localidad ya que vende los panes mas exquisitos, tiene varios años con el negocio y eso le ha regalado mucha experiencia en la preparación y venta, además le ha permitido obtener las mejores ganancias, comercia desde su carretón y se ha hecho de mucha clientela pues las personas lo prefieren y lo recomiendan porque saben que todo lo que vende lo elabora con materia prima de calidad y a buenos precios además de un servicio inigualable siempre a la orden del cliente; Francisco es un hombre entregado a su labor, enérgico, muy motivado ya que ama su trabajo, tiene muchas metas que desea lograr y sabe que solo con todo su esfuerzo y valentía podrá alcanzar ese éxito que tanto desea, en los últimos meses aumento la demanda y eso lo impulso a realizar una nueva inversión, pero no posee de suficiente capital por eso le solicita a INTEGRAL un crédito que le permita pan, embutidos, aderezos, bebidas etc. Francisco Adalberto tiene buenas referencias de pago, asegura poder saldar la deuda y a la vez tiene fe que podrá darle a su familia una mejor calidad de vida como se la merecen.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 679
    View loans »
    El Salvador Loans Fundraising
  • $26,095,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Francisco Adalberto to buy bread, sausages, dressings, and drinks for his hot dog cart.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 21, 2012
Dec 1, 2012
Currency Exchange Loss:
May 17, 2013