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This is 36-year-old Thaimu, a married father of three children aged two, four and seven, the latter of whom is attending school. He has two additional dependents who live with him, his younger sisters whose education he is assisting with.

In 2002, Thaimu established his used clothing business in order to be self-reliant. His enterprise is located in a busy market area, and his main customers are adults. Working 7 days a week and 12 hours a day, he earns about Le 1,596,000 every month.

Having already received and repaid three loans, Thaimu is requesting a new one for Le 5,000,000 to increase his stock of used vests, blouses, T-shirts and jeans in order to increase his profits. In the future, he plans to open outlets on the outskirts of town. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 54
    View loans »
    Sierra Leone Loans Fundraising
  • $9,327,250
    Funds lent in using Kiva
  • 4,300.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Thaimu to pay for vests, blouses, T-shirts and jeans.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 21, 2012
Nov 26, 2012
Currency Exchange Loss:
Aug 17, 2013