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Alina is from the village of Eniseli in East Georgia. She is 42 years old and lives with her husband, mother-in-law, and 22-year-old son. Alina’s husband works locally as an artisan, and he has a monthly income. Her mother-in-law receives a retirement pension. Alina runs a small dairy farm, consisting of a milk cow and two calves. She milks the cow and produces cheese with the milk. Besides her agricultural activities, Alina works as a baker at the local bakery to earn a monthly salary. She works hard to save and improve her family’s living conditions.
Alina wants to make some repairs and improvements to her old house, but she does not have enough money to do so. Therefore, she is requesting a loan to cover the costs of house repairs, such as changing windows, painting, etc. This loan will enable Alina and her family to have suitable living conditions and to enjoy living in their house.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Georgia

  • $6,100
    Average annual income
  • 39
    View loans »
    Georgia Loans Fundraising
  • $8,073,000
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,525 helped Alina to renovate her old house so that she and her family will have a suitable place to live and enjoy living in their house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 6, 2012
Nov 26, 2012
Currency Exchange Loss:
Jan 18, 2014