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Norgul is 47 years old. She is married but has no children. Her husband Shokuvat is a simple labourer and earns a small salary, and so Norgul tries to solve all her financial difficulties on her own. To this end, she took the course "Bring It On", organized by the Association of Business Women, and earned her graduation certificate. Now she is quite ready to launch her own business and succeed.

Norgul would like to focus her business on buying and selling cattle. Her caring husband will help her in this endeavour. Norgul is requesting a loan of 5000 somoni to purchase cattle and launch her enterprise. She plans to use her profits to improve her living conditions, and is counting on your kindness.
View original language description ↓
Норгулу 47 лет. Она замужем, но не имеет детей. Ее муж Шокуват простой рабочий и получает маленькую зарплату. Она старается решить все свои финансовые проблемы сама. С такой целью она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Теперь она вполне может организовать свой бизнес и стать успешной в этой сфере. Она хочет организовать бизнес купле продажей скота. Ее заботливый муж будет помогать ей в ведении бизнеса. От полученного дохода она планирует улучшить условия проживания. Она запрашивает займ на сумму 5000 сомони для покупки скота, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 110
    View loans »
    Tajikistan Loans Fundraising
  • $29,894,325
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Norgul to buy cattle for launching her new business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 23, 2012
Nov 26, 2012
Currency Exchange Loss:
Jun 17, 2014