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Momagul is 35 years old. She is married and has 3 children in her care. Her husband Dilshod is a very kind person and always tries to support Momagul, but has been very unlucky and unable to earn a living, despite constant efforts. As years go by, the children are growing up and require more and more care, food, education, clothing, and modern technologies, all of which demand large sums of money. Momagul has decided to solve the family's financial problems through entrepreneurial activity that will bring her income. To this end, she took the course "Bring it On" organized by the Association of Business Women, and obtained her graduation certificate.

Momagul would like to start her own business of buying and selling cattle, as she has experience in this line of work. She plans to use her profits to provide her children with quality education and nutritious food. She is requesting a loan of 5000 somoni to purchase cattle and launch her business. Momagul is counting on your kindness.
View original language description ↓
Момагулу 35 лет. Она замужем и на воспитании имеет 3 детей. Ее муж Дилшод очень добрый человек и всегда старается поддержать Момагул, но он не везучий и не может зарабатывать деньги, хотя он очень упорно старается. С годами дети растут и требуют больше блага, питание, образование, одежда, обеспечение техниками это все требует массу денег. Момагул решила решать все финансовые проблемы путем бизнеса, от которого она будет получать доход. С такой целью она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Она хочет организовать бизнес купле продажей скота, так как имеет опыт в этом виде бизнеса. От полученного дохода она планирует обеспечить своих детей с хорошим образованием и высококалорийными продуктами питания. Она запрашивает займ на сумму 5000 сомони для покупки скота, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 105
    View loans »
    Tajikistan Loans Fundraising
  • $29,913,125
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Momagul to buy cattle for starting her new business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 23, 2012
Nov 26, 2012
Currency Exchange Loss:
Jun 17, 2014