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Huong was born in 1987. She has two children and her son is in the second grade. Her daughter is in kindergarten. Her husband and she sell shoes and flip-flops to earn a living. His income is about 6,000,000 dong [VND]. Huong also makes 6,000,000 dong (VND) a month. Her family’s total earnings are about 12,000,000 dong (VND) per month.

She has participated in SEDA's credit program since 2008. In the last cycle she borrowed 8,502,000 dong (VND) and repaid the loan on time. In this loan cycle, she would like to borrow 9,810,000 dong (VND) to buy more shoes and flip-flops to sell.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 115
    View loans »
    Vietnam Loans Fundraising
  • $15,326,650
    Funds lent in using Kiva
  • 20,842.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Huong to buy more shoes and flip-flops to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 30, 2012
Dec 1, 2012
Currency Exchange Loss:
Nov 17, 2013