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Rubenia De Jesús

Update on Rubenia De Jesús

Rubenia de Jesús, 32, lives with her life partner and children. She has a tailor shop where she makes all types of garments for women, men, and children. She has been in this business for many years and has a lot of experience. She's well known in the area and has acquired a lot of customers. She makes the best garments with top-quality materials and sells at affordable prices. Also, her service is extraordinary. Rubenia is always ready to serve her visitors. To supplement the household expenses, she also sells cosmetics.

Rubenia's an enterprising woman who wants to get ahead. Her goal is to strive for success with effort and dedication. She wants to increase the profits of her business, so she'll invest to increase production.

She needs capital, so she's asking Integral for a loan to buy fabric wholesale, thread, needles, etc.

Rubenia de Jesús has a good credit record. She's responsible and has impeccable morals, and knows with certainty that she'll pay back the loan as well as be able to give her family a full life.
View original language description ↓
Rubenia de Jesús de treinta y dos años de edad vive junto a su compañero de vida y sus hijos; ella posee una taller de costura, donde confecciona todo tipo de prendas para damas, caballeros y niños, tiene muchos años de dedicarse a este negocio y se ha hecho de mucha experiencia, es muy conocida en la zona y se ha hecho de mucha clientela, elabora las mejores prendas con material de primera calidad y la vende a precios accesibles además el servicio es único Rubenia siempre está a la orden de las personas que la visitan, ademas para complementar los gastos del hogar vende cosmeticos; Rubenia es una mujer emprendedora con muchas ganas de salir adelante, su meta es luchar con esfuerzo y dedicación para alcanzar el éxito, quiere aumentar las ganancias de su negocio por eso invertirá para aumentar la producción y necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar, tela por mayor, hilos, agujas, etc. Rubenia de Jesús tiene buenas referencias de pago, es responsable y con una moral intachable sabe con seguridad que saldara el financiamiento y a la vez podrá darle a su familia una vida plena.

Previous Loan Details

Rubenia de Jesús is 32 years old and lives with her family which includes her 32 year old companion and her children, aged 13 and 6. She makes a living selling products from a catalog and sewing beautiful garments. She has been in this line of work for many years and has a lot of experience in... More from Rubenia De Jesús's previous loan »

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $4,900
    Average annual income
  • 621
    View loans »
    El Salvador Loans Fundraising
  • $24,281,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Rubenia De Jesús to buy fabric wholesale, thread, needles, and cosmetics.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 15, 2012
Listed
Dec 1, 2012
Currency Exchange Loss:
N/A
Ended:
Feb 21, 2014
This photo was used before for a previous loan for Rubenia De Jesús. It was first posted on Kiva on Feb, 2012. Learn More