Update on María AidéMaría Aidé lives with her life's companion, and her children and grandchildren. She sells person use products such as lotions, creams, and cosmetics. She has had this business for several years and it has given her a lot of experience that allows her to make better earnings. She sells from her home and door to door. She is well known in the area and has gained many customers. Everything she sells is top quality and at accessible prices and the service is excellent. To add to the household budget she also sells a variety of clothes. María is an enterprising woman, a visionary who is always waiting for new opportunities that will take her to sucess. She wants to grow her business and plans to invest in materials, but she needs capital and that is why she has asked INTEGRAL for a loan that will allow her to buy cosmetics, perfumes, creams etc. María Aidé has credit experience and very good recommendations. She is sure she can pay off her loan and at the same time give her family the quality of life it deserves.
Previous Loan DetailsMaría Aidé is 60 years old and lives in her own house with her family which includes her life companion, four children, her mother and a grandson. María is an incredible woman who has made many sacrifices and has established a little business in her own home where she sells a variety of perfume a... More from María Aidé's previous loan »
About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
About El Salvador
469View loans »
Success!! The loan was 100% repaid
- Repayment Term
- 20 months (Additional Information)
- Repayment Schedule
- Nov 15, 2012
- Dec 1, 2012
- Currency Exchange Loss:
- May 18, 2014
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.