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Rosa Maria
Rosa María, 28, lives with her life partner. She has a store where she sells basic products, basic grains, milk, bread, and soaps, among other things. She has been in this business for several years and she has a lot of experience which allows her to get better earnings. The store is located in her home in a very well-traveled community. She has a lot of customers; people prefer her because the store is stocked with quality products at good prices, and the service is also excellent.

Rosa is an enterprising and active woman who is dedicated to her work, and has a lot of desire to move forward. She is always waiting for new opportunities that will lead to success. Like all good shopkeepers, she wants to expand her business, but she needs a new investment.This is why she is applying for a loan from INTEGRAL that will allow her to buy basic grains, candies, instant products, drinks, soaps, etc. Roda María has good payment references and is very responsible. She is very grateful for the help. She is sure she will be able to pay off the loan and is also confident that it will giver her family a better quality of life.
View original language description ↓
Rosa María de veintiocho años de edad vive junto a su compañero de vida; ella posee una tienda donde vende artículos de primera necesidad, granos básicos, leche, pan, jabones, entre otros, tiene varios años con el negocio y se ha hecho de mucha experiencia en las ventas lo que le permite obtener las mejores ganancias, la tienda esta ubicada en su vivienda en una comunidad muy transitada de personas , ya tiene mucha clientela pues las personas la prefieren porque es la tienda mas surtida con productos de calidad, a muy buenos precios y además con un servicio excelente; Rosa es una mujer emprendedora, activa, dedicada a su labor y con muchas ganas de salir adelante siempre esta a la expectativa de nuevas oportunidades que le abran camino al éxito, como toda buena comerciante quiere acrecentar el negocio pero necesita realizar una nueva inversión por eso le solicita a INTEGRAL un crédito que le permita comprar granos básicos, golosinas, producto instantáneo, bebidas, jabones, etc. Rosa María tiene buenas referencias de pago y es muy responsable se siente muy agradecida con la ayuda, asegura que podrá saldar la deuda y a la vez confía que le dará a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 627
    View loans »
    El Salvador Loans Fundraising
  • $24,271,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Rosa Maria to buy basic grains, candies, instant products, drinks, and soaps.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Nov 1, 2012
Dec 1, 2012
Currency Exchange Loss:
Nov 17, 2013