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Aem is residing in a rural village of Kandal Stoeng district located in Kandal province, Cambodia. He is 28 years of age and married. Aem is also a father of a daughter and a son, both of whom are school-aged children and still dependent on him.

To earn a decent life for the family, Aem and his wife work as tailors. In order to add more income to the family, Aem also has a business farming rice, in which he has been involving for six years. The current businesses that Aem operates have enabled him to earn around 7 USD per day.

This will be Aem's second time requesting a loan via VisionFund (Kiva's partner). The first loan that he obtained and successfully paid back helped him improve the living conditions of his family. This time, he is applying for a USD 700 loan with VisionFund.

Aem intends to utilize this loan to buy a motorbike for commuting. After receiving and using the loan as he plans, Aem believes that he will be able to commute to the place where he operates his businesses faster and easier.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 258
    View loans »
    Cambodia Loans Fundraising
  • $38,148,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Aem to buy a motorbike.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 26, 2012
Jan 1, 2013
Currency Exchange Loss:
May 17, 2014