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Rogers is a shrewd and hardworking young man of 27 years. He started welding immediately after he dropped out of school five years ago due to lack of school fees, and helped fund school fees for his siblings, who were still in primary school. Through hard work, he has managed to educate two of his siblings and two relatives with whom he works at the welding workshop.

He is building his first residential house, which will help him find enough space to live with his family as well as some relatives since it has been costly to rent. He commends Ugafode for the good job of helping the poor to also access loans, unlike in commercial banks, where the procedures are long and unfriendly. His previous loan was used on the same house, and he hopes that with this loan he will be able to complete it and move in with his family.

In the photo is Rogers (left) with a Ugafode staff member who consented to be published.

Additional Information

More information about this loan

This loan is part of UGAFODE”s Micro Mortgage Loan program.  Many of these clients are currently renting and these loans allow them to own their home and provide for their families. This may be their first home, or renovation to homes not fit for habitation.  By building and renovating, borrowers who utilize these loans have improved health and safety through a stronger structure and better protection from the elements.  UGAFODE offers these loans to cover essential costs like labour and material so borrowers can provide adequate shelter and sanitation facilities for their families.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Uganda

  • $1,800
    Average annual income
  • 140
    View loans »
    Uganda Loans Fundraising
  • $31,940,600
    Funds lent in using Kiva
  • 2,657.5
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,900 helped Rogers to finish construction of his house.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 20, 2012
Nov 24, 2012
Currency Exchange Loss:
Oct 20, 2013