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Ruth
Ruth is a 66-year-old married woman. She has five children with ages ranging from 19 years to 33 years. She describes herself as determined and ambitious.

She operates a retail store where she sells clothes and shoes. Her business is located at a viable location and her primary customers are local residents. In addition, Ruth sells vegetables and fruits, which increases her business income.

She describes her biggest business challenge as insufficient funds for improving the business. She will use the KES 15,600 loan to buy a water tank that will be used by her seven family members.

Her business goal is to expand her business within five years.

Additional Information

More information about this loan

This loan is a part of SMEP's loan program to promote clean drinking water in partnership with Water.org. Called WASH (Water, Sanitation and Hygiene), this program offers three loan products:

1)      Loans designed to increase access to water. This includes financing for water tanks, water connections, water kiosks, pumps, filters, dispensers and catchment systems.

2)      Loans for sanitation improvements. This includes financing for the construction of bathrooms, toilets, septic tanks, soak pits, pit latrines, disposal units and incinerators.

3)      Loans for the drilling and construction of boreholes, shallow wells and water towers. This also includes the establishment and improvement of water treatment plants and chemicals.

WASH loan products carry greater risk than typical Kiva loans because they are used to fund non-income generating assets (in most cases), and therefore will need to be repaid with other sources of income. This income may already be contingent on other loans held by loan recipients.

About Kenya

  • $1,800
    Average annual income
  • 932
    View loans »
    Kenya Loans Fundraising
  • $41,750,050
    Funds lent in using Kiva
  • 85.9
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Ruth to buy a water tank.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 20, 2012
Listed
Nov 24, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2013